PMAS Testimonials
Anon
Soldier
The PMAS scheme in my personal opinion is one of the best things a soldier can pay into. The DF as a whole will not give you the service and medical assistance that is needed for the job we do on a day to day basis. I was injured badly on a DF exercise that was the fault of the kit and equipment I was issued and if it was not for the PMAS scheme I would still be suffering.
My injury was abnormally damaging to my right shoulder and inducing a very bad dislocation. Post the exercise the DF did not send me for any form of X ray or MRI and to date (five years later) they still haven’t bar medically downgrading me.
A buddy of mine told me about the PMAS scheme and I signed up. With little to no effort on my side I was seen in a matter of weeks by the staff of Kingsbridge private hospital and was referred to an MRI in the coming weeks. The MRI resulted in surgery and I am now on the road to a six month recovery.
On a whole Damien and his team have made the process as painless as possible and I never had to be financially worried about my medical bills and expenses.
I would like to take this time to thank Damien and his team for getting me the medical assistance I needed when the DF were unable to provide any assistance to the circumstances they placed me in.
Testimonials

Patrick (March 2024)
When I first realised I had issues with my hips, I decided to contact PMAS to get a consultation to talk to a surgeon. The turnaround was very quick, and all the staff over the PMAS scheme were terrific throughout the process from start to finish.
Jason (November 2023)
PMAS – I have used the PMAS scheme twice; both times the members were very helpful and informative. (Damien and Michael) handled my paperwork and appointments. They are excellent at what they do. 100% recommended the service. Thanks, guys.
Kingsbridge Hospital – Appointments were on time every time. Hospital and staff were flawless 10/10.
Ryan (March 2024)
I am currently a member of the PMAS Cross-Border Medical Scheme. I needed my injury investigated as soon as possible, so I contacted Michael Murphy, a representative of the PMAS Scheme. Michael was able to provide me with the information and guidance I needed to start my journey to recovery,
PMAS provides you with access to the 5-star private hospital, Kingsbridge. My experience with Kingsbridge has been exceptional from the moment I walked in. I was made instantly comfortable and reassured with really high standard aftercare as well. My experience of both PMAS and Kingsbridge has made my process a lot less stressful.
Aaron (June 2023)
Just wishing to express my sincere gratitude for your help, support, and assistance while using the PMAS scheme. From the moment I initiated contact with Michael, it went smoothly. He continued to inform me and help me understand the process throughout.
If there was a significant date coming up for me such as consultations, they would ring in advance and tell me what to have prepared and what way to pay for consultation and how to be refunded etc. (Refund took minutes).
My surgery date got cancelled and moved forward quite suddenly; this did not allow for the required 10 days payment in advance which was required, however Michael again put me at ease and worked on it immediately with success. The relationship PMAS has built with both Kingsbridge Hospital and ANSAC proved beneficial as Kingsbridge allowed the procedure to go ahead possibly with late payment and ANSAC were efficient and fast with the payment application and procedures they needed to do.
The stay in Kingsbridge topped an excellent process; my surgery went according to plan; the staff were excellent everyone from Dr Bailie to the chefs and service staff were amazing.
I would 100% recommend this entire process and again would like to thank you all for helping me through it. Especially Michael, who was always on hand to cover anything I was unsure of.
Ciaran (November 2023)
My experience with PMAS has been nothing short of excellent over the past 8 months. After tearing my meniscus over 3 years ago, I found myself on the HSE waiting list, facing the possibility of waiting years for a consultation. As my knee increasingly impacted my daily life, an Army doctor suggested exploring the PMAS scheme.
Within 3 weeks of reaching out to PMAS, I received a consultation appointment at Kingsbridge Private Hospital Belfast with Dr. Rodger Wilson. He thoroughly explained the procedure and scheduled my surgery date. Throughout the journey, PMAS remained accessible, ensuring I felt supported every step of the way.
A mere 5 months after first contacting PMAS, I found myself on the operating table at Kingsbridge Private Hospital Belfast, where the staff’s professionalism and helpfulness were exceptional.
The operation was a success, and my recovery went smoothly. Completing my final review appointment, I reflect on how different my situation would’ve been without PMAS; languishing on the public waiting list seems inevitable in hindsight.
I wholeheartedly recommend this scheme to every soldier in the Defence Forces; the unforeseen can strike at any time, and for a mere €1.50 a week, the peace of mind it provides is invaluable.
Brian (November 2023)
I applied for the PMAS scheme through PDFORRA and experienced a high level of proficiency and professionalism, especially from the PMAS scheme staff. The injury I had was a medial meniscus tear of the left knee, and I underwent my operation at Kingsbridge Hospital in Belfast.
The staff at Kingsbridge Hospital were excellent, from checking in at the front desk to the medical professionals who carried out the procedure; the service was of the highest standard.
I am very thankful to have received such professional service, and I am especially grateful for the work and time Michael from the PMAS team has afforded me to receive this level of care.
Ryan and son (2023/2024)
I’ve been a member of the Defence Forces for over 20 years, and in my opinion, the cross-border medical assistance scheme, PMAS has been the best thing brought to the table to help its members. PMAS not alone helped me they but they have helped my son also.
Let’s talk about my case first when I needed access to a consultant. I decided to reach out to Damien and his team in the PMAS office and they were there for me from day one and all I had to do was turn up. Thankfully, for me PMAS take care of all the administration and made my experience hassle free, in a very professional way. I have to say that from the first day I met the consultant to the day I received treatment, the follow ups from both PMAS and Kingsbridge have been first class. Cost free, hassle free and care with the highest standards by both Kingsbridge and PMAS.
Now, in relation to my son, who was suffering with enlarged tonsils and enlarged adenoids. This was affecting his sleep, affecting his eating, making him very hoarse and prone to throat infections. We were eventually referred to ENT through the public system. But after 6 months of no contact from anyone I rang up and was told my son would be on the waiting list and it could be up to 54 months before we could get a consultation so that speaks for itself.
I reached out to Damien and his team and asked him if they could help in any way, as we could let our son suffer any longer, as it was really affecting his wellbeing. Within 24 hours the PMAS team got back to me and said they could help. We got the referral letter sent on the 8th of December and we had a consultation the second week in January in Kingsbridge Ballykelly, and then a date set for the procedure in February.
For me it again was hassle-free and almost cost-free as I got a reimbursement from the HSE for almost all of my money back. Thankfully we now have our very happy little boy back.
I would really love to see the Department help fund PMAS in some way to allow them to cover the shortfalls for our family members. Many thanks to PMAS, Kingsbridge private hospital in Northern Ireland and ANSAC Credit Union.
Aisling wife of a serving soldier (September 2023)
In September 2023 my husband was due to deploy overseas, when my daughter started to show signs of tonsillitis. My daughter struggles every winter with tonsils and suffers sufficient pain and discomfort during this time.
My daughter was currently on a HSE waiting list for over 12 months and possibly waiting another 12 for an appointment with a Consultant.
My husband made contact with a PDFORRA Rep within his military Bks enquiring could he get our daughter an appointment in Knightsbridge Hospital through the PMAS service provided by PDFORRA.
Michael Murphy from PMAS made contact with my husband and I by email and explained the process step by step. The detailed information and attention to detail was exceptional.
I was quite nervous as my husband was overseas but Michael always answered questions.
Michael completed all necessary paperwork which was a great relief to us. After 4 weeks of initial contact with MAS my daughter had her appointment with the Consultant in Knightsbridge Private Hospital and within 9 weeks she received surgery to have her tonsils removed.
This allowed my daughter to have a normal Christmas without been sick or having sore throat which has been the case over the last number of winters.
As you are aware this is a cross border scheme and I had to pay for the appointment and surgery from own account.
Once I got all receipts and information I forwarded them onto Michael in MAS office and within 6 weeks of my daughter’s first appointment with the consultant and 4 weeks after the surgery, I received all my money back into my account. This was a relief as it was quite expensive but definitely money well spent.
I would like to sincerely say thank you to Michael Murphy and all members of the PMAS staff for the professional service showing to my family during this time.
This scheme that is provided by PDFORRA to its members is excellent and of a high standard.
James (October 2023)
I would like to thank PMAS for their assistance in getting my dad his hip replacement.
My dad had suffered for almost 2 years needing a hip replacement. He was told by the hospital that it would be at least another 2 years before he would even get a consultant to see him.
Damian got all the paperwork together and sent his application for reimbursement to the HSE. About 8 weeks later, dad got the most of his money back and importantly, dad was no longer in severe pain.
I’d advise anyone with a parent in pain waiting on treatment to contact PMAS and get their treatment in Kingsbridge Belfast. Many thanks to Damien and PMAS for all their help and to Kingsbridge for their brilliant staff and super facilities.
Darren Discharged DF (July 2023)
I would like to thank PMAS for their support for treatment I received on my ankle. I had attended Kingsbridge twice whilst a member of PMAS but also needed further treatment after I left the Defence Forces.
Few weeks after my consult PMAS successfully got me my prior consent from the HSE to proceed. Few weeks later I had paid the money and was booked for surgery. PMAS submitted my application for reimbursement from to the HSE and I got paid about seven weeks later. Whilst I didn’t get all the money back I was glad to get the treatment so quickly.
I’d like to thank Kingsbridge for my three surgeries and also thank PMAS for all their help..
The PMAS scheme in my personal opinion is one of the best things a soldier can pay into.
The DF as a whole will not give you the service and medical assistance that is needed for the job we do on a day to day basis. I was injured badly on a DF exercise that was the fault of the kit and equipment I was issued and if it was not for the PMAS scheme I would still be suffering.
© PDForra – MAS 2022
Webdesign – Niche-IT Ltd
Info